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When should I stop paying for home insurance after foreclosure?
If you still live in your house then you should not immediately stop paying for home insurance after foreclosure, because your home insurance will still pay out for your belongings in the event of a...
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What is the average cost of home insurance?
Based on recent numbers the average cost of home insurance is just above $800 per year, nationwide. This means it is significantly higher in some states and significantly lower in others. Read the...
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Which insurance companies offer home inventory tools?
Certain insurance companies offer home inventory tools to help their customers. Such tools are a definite perk of using those home insurance providers. Downloadable home inventory software makes it...
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Will my homeowners insurance pay for a new roof?
Will homeowners insurance pay for a new roof for your house? That’s a good question. When it comes down to basics, yes, a roof is definitely part of your home, so in theory, homeowners insurance is...
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Why are credit scores used for home insurance?
Credit scores play a major role in determining several facets of your financial future, potentially including how much your home insurance premium is going to cost. While this is not the case in all...
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Is the tenant or the landlord responsible for damages in an apartment fire?
If you are a renter, you should know the answer to the question: is the tenant or the landlord responsible for damages in an apartment fire? The answer is both of you, but in different ways and for...
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Cheap Home Insurance
For most people, their home is their greatest asset. For this reason, it is important to have good insurance to protect this investment. While it is not a good idea to skimp on coverage, it is possible...
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Best Home Insurance
When you bought your home, you most likely put a lot of time and heart into making that decision. Buying the best home insurance also requires that same kind of dedication to ensure that your home that...
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Online Home Insurance
The most important thing to remember when shopping for home insurance is to insure for replacement costs, rather than the market value or actual cash value, and do not include your land’s value in the...
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Who needs course of construction insurance?
Course of construction liability coverage is insurance cover that goes beyond the typical cover offered on a home owner’s policy. This kind of coverage is also referred to as a builder’s risk policy....
View ArticleDoes homeowners insurance cover hurricane damage to my landscape?
As Hurricane season comes upon us, there are many things to consider. One of your concerns may be whether or not your landscaping is covered under your home insurance policy. It’s no secret, designing...
View ArticlePlumbing Repairs: When to Call a Plumber and When to DIY
When you have an issue with your plumbing, it can be difficult to assess whether or not it’s a repair you can do yourself. If you’re trying to save money on your plumbing repairs, sometimes the only...
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Best Home Insurance Policy (Updated)
Homeowners Insurance Policy Types and Average Annual Rates Policy TypePolicy NameDefinition2017 Average Annual Rates HO-1Basic Form PolicyNamed peril coverage for single-family dwelling.$1,657...
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What are insurance brokers?
Insurance Broker Summary Insurance Broker FactsFrom the Experts... An insurance broker sells policies while representing the customer and their specific needsNational Association of Insurance...
View ArticleWhat is homeowners insurance?
The Lowdown You may need to buy homeowners insurance to get a mortgage or lease a condo There are eight types of homeowners insurance policies, and the HO-3 is the most popular Homeowners insurance can...
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Is flood insurance required on my home?
Depending on where you live, flood insurance may be required on your home. In the United States, the devastation left in the wake of Hurricane Katrina has led to changes in requirements for flood...
View ArticleWhat kind of dogs can be on a homeowners insurance policy?
While there is no set list of the kind of dogs you can have on a home insurance policy, there is a long list of dogs that are usually not acceptable for most homeowners insurance policies. Whether your...
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What is the average cost of home insurance?
Based on recent numbers the average cost of home insurance is just above $800 per year, nationwide. This means it is significantly higher in some states and significantly lower in others. Read the...
View ArticleClik here to view.
Which insurance companies offer home inventory tools?
Certain insurance companies offer home inventory tools to help their customers. Such tools are a definite perk of using those home insurance providers. Downloadable home inventory software makes it...
View ArticleWhere can you buy home insurance that allows exotic pets?
Pets are family, and we care about them to the point where pet insurance exists, which is wonderful! However, to buy home insurance that allows coverage for exotic animals is unlikely to happen. Most...
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